Wellbeing Ledger / Rose Quartz · 27Gems
I made you a ledger for your own health, money and rest.
I've put your check-ups, tax instalments, rest days and more on one list. Each one shows how often it's due, with a line for the date you did it.
Print it as an A5 booklet and keep it on your desk. At the end of each day, score how five parts of your life felt, and you'll see a drop as it starts.
I'm building a version you can tick off on your phone and keep in your 27Gems account.
The ledger
This is the booklet as you'll print it. Your printed copy also has two more weeks of daily scores, two notes pages and a back cover.
27Gems · Rose Quartz
Wellbeing Ledger
Your health, money and rest, with the date each one is next due.
Start here
How did today feel?
- Score each day. Before bed, give five parts of your life a score from 0 to 10 for how they felt today.
- Watch how your scores move over time.
0 is very poor, 10 is very good.
| Mon | Tue | Wed | Thu | Fri | Sat | Sun | |
|---|---|---|---|---|---|---|---|
| Physical | |||||||
| Money | |||||||
| Emotional | |||||||
| Business | |||||||
| Relationships |
| Mon | Tue | Wed | Thu | Fri | Sat | Sun | |
|---|---|---|---|---|---|---|---|
| Physical | |||||||
| Money | |||||||
| Emotional | |||||||
| Business | |||||||
| Relationships |
Every day
How did today feel?
0 is very poor, 10 is very good.
| Mon | Tue | Wed | Thu | Fri | Sat | Sun | |
|---|---|---|---|---|---|---|---|
| Physical | |||||||
| Money | |||||||
| Emotional | |||||||
| Business | |||||||
| Relationships |
| Mon | Tue | Wed | Thu | Fri | Sat | Sun | |
|---|---|---|---|---|---|---|---|
| Physical | |||||||
| Money | |||||||
| Emotional | |||||||
| Business | |||||||
| Relationships |
Physical
Your body, your finances, your house, your assets.
Body
| Action | How often | Done on | Next due |
|---|---|---|---|
| Get a dental check-up and scaling | Every year | ||
| Get a regular medical checkup | Every year | ||
| Move for 150 minutes, with two sessions of strength work | Every week | ||
| Get a body massage | Every 2 weeks | ||
| Eat home-cooked food for a week | Every month |
Finances
| Action | How often | Done on | Next due |
|---|---|---|---|
| Pay yourself a fixed amount from the business account | Every month | ||
| Review loans, debts and mortgages | Every month | ||
| Top up your emergency fund towards six months of expenses | Every 3 months | ||
| Put money into EPF or a PRS fund for your retirement | Every 3 months | ||
| Review monthly household income and expenses | Every month | ||
| Plan personal taxes | Every year |
Business
| Action | How often | Done on | Next due |
|---|---|---|---|
| Optimize one business expense | Every month | ||
| Chase overdue invoices and bill for extra work | Every month | ||
| Plan business taxes | Every 2 months | ||
| Optimize paperwork handling processes | Every 3 months | ||
| Review your sales prices | Every year |
House
| Action | How often | Done on | Next due |
|---|---|---|---|
| Clear out one room or cupboard | Every month | ||
| Service your electrical appliances | Every 6 months | ||
| Decorate the house | Every 6 months |
Assets
| Action | How often | Done on | Next due |
|---|---|---|---|
| Back up your files and your phone | Every month | ||
| Review your passwords and digital keys | Every year | ||
| Renew your insurance and close any gap in cover | Every year | ||
| Review your nominees in EPF and insurance | Every year | ||
| Write or update your will, wasiat or hibah | Every 3 years |
Emotional
Your mood, your feelings, your vibes.
| Action | How often | Done on | Next due |
|---|---|---|---|
| Spend an hour outdoors | Every week | ||
| Do one thing that lifts your mood, and note what it was | Every week | ||
| Make plans with someone who gives you energy | Every month | ||
| Unfollow the accounts that leave you feeling worse | Every 3 months | ||
| Write down what you felt this week and what set it off | Every week | ||
| Book a therapy or coaching session | Every 3 months |
Behavioural Patterns
Your habits, your reactions, your patterns.
Habits
| Action | How often | Done on | Next due |
|---|---|---|---|
| Take one full day off work each week, phone on silent | Every week | ||
| Plan one thing you enjoy into your week, then do it | Every week | ||
| Swap one habit that costs you for one that helps, tied to a daily cue | Every 3 months | ||
| Wake at the same time for two weeks, weekends included | Every 3 months |
Reactions
| Action | How often | Done on | Next due |
|---|---|---|---|
| Write up last month's strongest reaction and plan a better response | Every month | ||
| Rehearse your calm response to one situation that often sets you off | Every month | ||
| Practise slow breathing for ten minutes a day, for one week | Every 3 months |
Patterns
| Action | How often | Done on | Next due |
|---|---|---|---|
| Drop or hand off one commitment that doesn't fit your goals | Every month | ||
| Spend the first 25 minutes of your day on a task you've been avoiding | Every week | ||
| Track your hours for a week and drop one task that doesn't pay | Every 3 months | ||
| List problems that happened more than once, and fix one cause | Every 3 months | ||
| Compare where your time and money went with what you say matters, and change one thing | Every 3 months |
Mind
Your knowledge, your skillsets, your plans.
Knowledge
| Action | How often | Done on | Next due |
|---|---|---|---|
| Pick one subject you're curious about and finish a book or course on it | Every 3 months | ||
| Write from memory what you learned last month, then check your notes | Every month |
Skillsets
| Action | How often | Done on | Next due |
|---|---|---|---|
| Start learning one new skill, for work, home, health or a hobby | Every year | ||
| Spend an hour practising the hardest part of a skill you're building | Every month |
Plans
| Action | How often | Done on | Next due |
|---|---|---|---|
| Spend two quiet hours writing where your life and work are heading | Every 3 months | ||
| Write down this month's biggest decision and why, and reread one from three months ago | Every month |
Spiritual
Your philosophy, your beliefs, your truths.
| Action | How often | Done on | Next due |
|---|---|---|---|
| Write down what a good life looks like for you | Every year | ||
| Disconnect for the week | Twice a year | ||
| Pick one belief and test whether it's helpful or harmful | Every 3 months | ||
| Write down one hard truth you've been avoiding, and take one step on it | Every 3 months |
Notes
Notes
Wellbeing Ledger by 27Gems. Print a fresh copy any time at 27gems.com/wellbeing. The five areas follow the Conscious Living Diary 2026 by the Conscious Living Circle.
Printing it
On A5 paper: press Print the ledger and set the paper size to A5. You'll get 12 pages.
As a folded booklet on A4: choose Save as PDF, then open the PDF and print it with your printer's Booklet option on A4, double-sided. Fold the stack in half and staple the spine.
For more weeks: print page 3 again. It holds two weeks of daily scores.
Only want the checklists? Print pages 4 to 9.
The five areas follow the Conscious Living Diary 2026 by the Conscious Living Circle. See also The Conscious Living Polarity Map.