27Gems

Wellbeing Ledger / Rose Quartz  ·  27Gems

I made you a ledger for your own health, money and rest.

I've put your check-ups, tax instalments, rest days and more on one list. Each one shows how often it's due, with a line for the date you did it.

Print it as an A5 booklet and keep it on your desk. At the end of each day, score how five parts of your life felt, and you'll see a drop as it starts.

📖 A5 booklet, 12 pages
🖨️ Free to print
✅ 52 actions across 5 areas
How to print it as a booklet
UPCOMING

I'm building a version you can tick off on your phone and keep in your 27Gems account.

The ledger

This is the booklet as you'll print it. Your printed copy also has two more weeks of daily scores, two notes pages and a back cover.

27Gems · Rose Quartz

Wellbeing Ledger

Your health, money and rest, with the date each one is next due.

Name
Year

Start here

How did today feel?

  1. Score each day. Before bed, give five parts of your life a score from 0 to 10 for how they felt today.
  2. Watch how your scores move over time.

0 is very poor, 10 is very good.

Week of
MonTueWedThuFriSatSun
Physical
Money
Emotional
Business
Relationships
Week of
MonTueWedThuFriSatSun
Physical
Money
Emotional
Business
Relationships

Physical

Your body, your finances, your house, your assets.

Body

ActionHow oftenDone onNext due
Get a dental check-up and scalingEvery year
Get a regular medical checkupEvery year
Move for 150 minutes, with two sessions of strength workEvery week
Get a body massageEvery 2 weeks
Eat home-cooked food for a weekEvery month

Finances

ActionHow oftenDone onNext due
Pay yourself a fixed amount from the business accountEvery month
Review loans, debts and mortgagesEvery month
Top up your emergency fund towards six months of expensesEvery 3 months
Put money into EPF or a PRS fund for your retirementEvery 3 months
Review monthly household income and expensesEvery month
Plan personal taxesEvery year

Business

ActionHow oftenDone onNext due
Optimize one business expenseEvery month
Chase overdue invoices and bill for extra workEvery month
Plan business taxesEvery 2 months
Optimize paperwork handling processesEvery 3 months
Review your sales pricesEvery year

House

ActionHow oftenDone onNext due
Clear out one room or cupboardEvery month
Service your electrical appliancesEvery 6 months
Decorate the houseEvery 6 months

Assets

ActionHow oftenDone onNext due
Back up your files and your phoneEvery month
Review your passwords and digital keysEvery year
Renew your insurance and close any gap in coverEvery year
Review your nominees in EPF and insuranceEvery year
Write or update your will, wasiat or hibahEvery 3 years

Emotional

Your mood, your feelings, your vibes.

ActionHow oftenDone onNext due
Spend an hour outdoorsEvery week
Do one thing that lifts your mood, and note what it wasEvery week
Make plans with someone who gives you energyEvery month
Unfollow the accounts that leave you feeling worseEvery 3 months
Write down what you felt this week and what set it offEvery week
Book a therapy or coaching sessionEvery 3 months

Behavioural Patterns

Your habits, your reactions, your patterns.

Habits

ActionHow oftenDone onNext due
Take one full day off work each week, phone on silentEvery week
Plan one thing you enjoy into your week, then do itEvery week
Swap one habit that costs you for one that helps, tied to a daily cueEvery 3 months
Wake at the same time for two weeks, weekends includedEvery 3 months

Reactions

ActionHow oftenDone onNext due
Write up last month's strongest reaction and plan a better responseEvery month
Rehearse your calm response to one situation that often sets you offEvery month
Practise slow breathing for ten minutes a day, for one weekEvery 3 months

Patterns

ActionHow oftenDone onNext due
Drop or hand off one commitment that doesn't fit your goalsEvery month
Spend the first 25 minutes of your day on a task you've been avoidingEvery week
Track your hours for a week and drop one task that doesn't payEvery 3 months
List problems that happened more than once, and fix one causeEvery 3 months
Compare where your time and money went with what you say matters, and change one thingEvery 3 months

Mind

Your knowledge, your skillsets, your plans.

Knowledge

ActionHow oftenDone onNext due
Pick one subject you're curious about and finish a book or course on itEvery 3 months
Write from memory what you learned last month, then check your notesEvery month

Skillsets

ActionHow oftenDone onNext due
Start learning one new skill, for work, home, health or a hobbyEvery year
Spend an hour practising the hardest part of a skill you're buildingEvery month

Plans

ActionHow oftenDone onNext due
Spend two quiet hours writing where your life and work are headingEvery 3 months
Write down this month's biggest decision and why, and reread one from three months agoEvery month

Spiritual

Your philosophy, your beliefs, your truths.

ActionHow oftenDone onNext due
Write down what a good life looks like for youEvery year
Disconnect for the weekTwice a year
Pick one belief and test whether it's helpful or harmfulEvery 3 months
Write down one hard truth you've been avoiding, and take one step on itEvery 3 months

Printing it

On A5 paper: press Print the ledger and set the paper size to A5. You'll get 12 pages.

As a folded booklet on A4: choose Save as PDF, then open the PDF and print it with your printer's Booklet option on A4, double-sided. Fold the stack in half and staple the spine.

For more weeks: print page 3 again. It holds two weeks of daily scores.

Only want the checklists? Print pages 4 to 9.

The five areas follow the Conscious Living Diary 2026 by the Conscious Living Circle. See also The Conscious Living Polarity Map.